The US Virgin Islands (USVI) are sailors’ heaven — a warm sea, consistent trade winds, and a richly historic, nature-filled cruising ground with secluded coves. For sailors on a budget, this group of Caribbean treasures is more than just photo-perfect beaches. The trick is knowing where to moor, anchor, and reprovision without tapping your cruising budget.
Whether you sail alone or have a cramped budget to accommodate your crew, the US Virgin Islands offer a multitude of affordable mooring facilities, sheltered anchorages, and unlocked harbors. You don’t need to break the bank to experience the best of the islands. With local tips and proper planning, you can have an unforgettable experience without overspending.
If you’re taking a journey through the US Virgin Island cruising waters, it’s a good idea to plan your anchorages ahead of time, particularly if you’re looking to steer clear of high dockage charges and crowded marinas. There are numerous peaceful bays and community docks that allow you to have the same blue water sailing experience without the exorbitant cost.
Below, we’ll highlight the top ports and anchorages ideal for budget-minded sailors exploring the USVI.
Christmas Cove – Great St. James Island
Popular with cruisers for its simple anchoring and great snorkeling, Christmas Cove is a short sail from St. Thomas. The anchorage provides good protection from the prevailing winds and sandy bottom for anchoring. It’s typically free to anchor, and the atmosphere is casual — good for a night or two off from the hustle and bustle of nearby Red Hook.
Being close to St. Thomas, you’re never too far from supplies, and most sailors include Christmas Cove as a safe first or final port of call on their USVI itinerary.
Water Island – Honeymoon Beach Anchorage
Only a short distance offshore from St. Thomas, Water Island has one of the closest and most affordable anchorages. Honeymoon Beach is a picturesque, secluded location with good holding and a gentle swell, a good bet for overnight anchoring.
Water taxis and dinghies get you to the island without hassle, and sailors can have a beach day without ever setting foot in a marina. It’s thus a favorite among locals for long-term cruisers who wish to stretch their budget.

Coral Bay – St. John (East Side)
Snug in the less developed edge of St. John, Coral Bay is light-years from the cruise ship hubbub of St. Thomas. The harbor is a scattering of long-term cruisers and local liveaboards, and anchoring is usually free.
It’s an ideal spot to blend in, get to know weathered sailors, and provision up with local charm. Although provisioning is limited here, it’s a good place to stop and experience tranquility, quiet, and authenticity.
Cruz Bay – St. John
Cruz Bay is the primary gateway to St. John and one of the few anchorages where sailors have opportunities to resupply without breaking the bank. Although the mooring field within the harbor is managed, there is generally space just outside the bay for anchoring, as long as you’re mindful of ferry travel.
Provisioning, customs, and fuel are all available from here, and the town itself has a few reasonably priced restaurants and provision stores, so it is an astute stop for everyday needs.
Frederiksted Anchorage – St. Croix
Frederiksted is at the western tip of St. Croix and is an underappreciated gem for budget travelers. Anchoring is gratis just outside the cruise ship dock and is normally peaceful, particularly off-season.
There is excellent access to town, with cheap restaurants, stores, and historic walking trails.
Although not a great provisioning port, it is sufficiently quiet and scenic to warrant a visit.
Benner Bay – St. Thomas
Situated on the southeast coast of St. Thomas, Benner Bay features a protected harbor where numerous extended cruisers anchor or moor as a base. The region provides economical anchoring and mooring facilities and a very strong community atmosphere.
There are close-by grocery stores, fix-it shops, and even a couple of dinghy docks within easy reach of shore. It’s not the prettiest place, but for frugal sailors who require amenities and access, Benner Bay does the trick.

Tips for Budget Cruising in the USVI
Use public moorings where possible – they are generally less expensive than marinas and help protect the reef.
- Provision wisely – St. Thomas has the best selection and prices.
- Refill fuel and water strategically – Not all anchorages have facilities, so plan to refuel with supplies in mind.
- Listen for local tips – Other cruisers are a good source for knowing the best free or low-cost mooring areas.
- Steer clear of anchoring in coral or seagrass beds – It’s not only terrible for the environment; there are fines involved.
Key takeaways
Navigating the US Virgin Islands doesn’t have to be costly. Careful planning and a steady anchor can get you to discover lively harbors, hidden bays, and national park waters on a shoestring cruising budget. Whether sunset viewing off Water Island or snorkeling off Leinster Bay, the USVI offers experiences that are out of this world — no luxury price tag necessary.
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